Marine cargo insurance safeguards goods in transit—by sea, air, road, or rail for a broad range of risks. It covers damage or loss from accidents like collisions, sinking, overturning, and natural disasters (storms, floods, earthquakes), as well as fire, explosion, theft or piracy, handling accidents, jettison, and general average contributions. Many policies also offer third-party liability and optional extensions for war, strikes, or delay-related losses