From Port to Destination: How Marine Insurance Covers Every Step of Your Cargo's Journey

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What is Warehouse-to-Warehouse Cover?

Marine insurance has evolved far beyond sea voyages. Today’s "Warehouse-to-Warehouse" clause in marine cargo policies provides protection from the moment your goods are picked up at the point of origin — often a warehouse or factory — until they are delivered to the final destination warehouse.

This comprehensive cover includes:

• Pre-shipment movement

• Ocean or air freight

• Inland transit

• Final delivery

It ensures that your cargo is insured through the entire logistical chain — not just while it’s on water.

Multimodal Transport Coverage

Modern cargo moves through more than one mode of transport. A typical international shipment might look like this:

1. Trucked from the manufacturer’s facility to the port

2. Shipped via sea to another country

3. Transferred to a rail or road network for final delivery

Marine insurance with multimodal coverage ensures that every leg — road, rail, sea, and even air — is covered, so you don’t have to purchase multiple policies for each segment.

Coverage During Loading, Unloading & Temporary Storage

Contrary to popular belief, cargo risks don’t start or end with movement. Risks are also present during:

• Container loading and unloading

• Temporary storage at ports or ICDs (Inland Container Depots)

• Delays at customs checkpoints

• Transshipment points

A well-structured marine insurance policy includes loading/unloading risks and temporary storage for specific durations (usually 60–90 days), offering peace of mind during unexpected hold-ups.

What You Get With a Full-Cover Marine Insurance Policy

• End-to-end insurance coverage from factory to delivery point

• Valid across transport modes and countries

• Lower risk exposure in case of delays, damage, or theft

• Legal support and faster claim processing in case of loss

In a global trade environment where delays, theft, or damage can happen at any point — having only a port-to-port policy is no longer enough.

Warehouse-to-Warehouse marine insurance ensures your cargo is protected every step of the way.

If your business relies on seamless shipping — this is the level of protection you can’t afford to miss.