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Marine Insurance


Top 5 Risks Covered Under Cargo Insurance (and What’s Not)
What Does Cargo Insurance Cover? (Cargo Insurance India) What Cargo Insurance Doesn’t Cover Quick Coverage Summary Why This Matters...
Interns @btwimf.com
Jul 192 min read


Top 5 Marine Insurance Claims in Shipping & How to Avoid Them
Top Five Marine Insurance Claims You Should Know About 1. Cargo Damage from Rough Handling How to Prevent It: 2. Water Intrusion from...
Interns @btwimf.com
Jul 193 min read


Marine Insurance in India: A Complete Guide for Exporters & Importers
What is Marine Insurance? Who Needs Marine Insurance? Types of Marine Insurance in India 1. Cargo Insurance 2. Hull Insurance 3....
Interns @btwimf.com
Jul 194 min read


Real-Life Marine Insurance Claim Scenarios and Lessons Learned
Scenario 1: The ONE Apus – Massive Container Loss in a Storm Lesson Learned Scenario 2: The Eternity C – War Zone Coverage Ignored ...
Interns @btwimf.com
Jul 172 min read


Marine Insurance for EV Batteries and Lithium Shipments: A Critical Compliance Tool for Exporters
Shipping lithium batteries is high-risk and heavily regulated. Standard marine insurance often falls short without proper declarations. This blog highlights the need for specialized coverage that includes fire, handling, and compliance clauses. A real-life case shows how tailored insurance saved ₹48 lakhs after a shipment fire. For EV exporters, customized marine insurance is critical.

Charvi Ramgiri
Jul 92 min read


How Does Marine Insurance Work? A Step-by-Step Guide
Marine insurance protects goods in transit from loss, damage, or delay. But how does the process actually work—from buying a policy to filing a claim? This step-by-step guide breaks it all down, making marine insurance simple to understand for importers, exporters, and logistics professionals.

Charvi Ramgiri
Jul 43 min read


Key Benefits of Multi-Modal Marine Insurance
As global trade becomes more complex, shipments often move through multiple modes like road, rail, air, and sea. Multi-modal marine insurance offers end-to-end coverage for such cargo, protecting against damage, theft, or delays at any point in the journey. This blog highlights the key advantages of opting for multi-modal marine insurance.

Charvi Ramgiri
Jul 43 min read


Types of Marine Insurance Policies Explained
Marine insurance policies are not one-size-fits-all. Depending on your business, cargo, and transit method, you can choose from several policy types such as cargo, hull, freight, or liability insurance. This blog explains each policy in detail and helps you choose the right one for your business.

Charvi Ramgiri
Jul 43 min read


Who Needs Marine Insurance? A Guide for Indian Businesses
Marine insurance isn’t just for exporters or shipping giants. It’s for any business that moves goods by road, rail, air, or sea. Whether you’re a manufacturer, wholesaler, e-commerce brand, or logistics company, this guide explains why marine insurance is essential for protecting your business during transit.

Charvi Ramgiri
Jul 43 min read


What Is Marine Insurance? A Beginner’s Guide
Marine insurance is a crucial tool for businesses involved in the movement of goods by sea,
air, road, or rail. It protects cargo owners and transporters from financial losses due to
accidents, damage, theft, or delays during transit. This guide explains marine insurance in
simple terms and highlights why it's vital for global trade.

Charvi Ramgiri
Jul 43 min read


What Modes of Transport Does Marine Insurance Cover?
Marine insurance covers far more than just sea freight. Today’s marine insurance policies protect goods transported by sea, air, road, and rail—even when used in combination. This blog outlines what each mode includes, what risks are covered, and why choosing the right mode-specific coverage is essential for every business that transports goods.

Charvi Ramgiri
Jul 33 min read


Why Marine Insurance Isn’t Just for Ships
Despite its name, marine insurance is not limited to sea freight. In reality, modern marine insurance offers comprehensive coverage for the movement of goods by road, rail, air, and sea. This blog explores how businesses of all sizes and types can benefit from marine insurance—even when ships aren’t involved.

Charvi Ramgiri
Jul 33 min read


What Is Covered and Not Covered in Marine Insurance: Part 1 - What's Covered
Marine cargo insurance safeguards goods in transit—by sea, air, road, or rail for a broad range of risks. It covers damage or loss from accidents like collisions, sinking, overturning, and natural disasters (storms, floods, earthquakes), as well as fire, explosion, theft or piracy, handling accidents, jettison, and general average contributions. Many policies also offer third-party liability and optional extensions for war, strikes, or delay-related losses

Charvi Ramgiri
Jul 32 min read


Reduce Operational Risk and Improve Credibility with Comprehensive Marine Insurance
In the cargo and logistics business, reputation isn’t built overnight — it’s built through consistent delivery, risk preparedness, and trust. Marine insurance is more than a protective shield for your cargo; it's a strategic business asset that enhances your company's reliability, compliance, and long-term growth

Charvi Ramgiri
Jul 32 min read


Why Every Exporter Needs an Open Marine Insurance Policy
Secure your cargo with an open marine insurance policy from BTW Financial Services, ensuring peace of mind for every exporter. Contact us...

Charvi Ramgiri
Jul 32 min read


Theft in Transit: How Marine Insurance Protects Your Goods from Loss
Learn how marine insurance protects against cargo theft, what’s covered under different Institute Cargo Clauses, and how to ensure your policy provides full protection during transit and storage.

Pranav Phale
Jul 22 min read


Types of Marine Insurance Policies in India – A Complete Guide
Explore the different types of marine insurance policies in India—from cargo and hull coverage to liability and inland transit. Learn how businesses can safeguard their goods, vessels, and freight revenue with tailored insurance solutions.

Pranav Phale
Jul 22 min read


Does Marine Insurance Only Cover Water-Related Damages? Let's Clear the Myth
Marine insurance goes beyond sea voyages—covering land, air, storage, and third-party liabilities. Learn how comprehensive policies protect caro throughout the entire logistics chain, not just on water.

Pranav Phale
Jul 22 min read


Your Cargo, Your Liability: Why Every Shipping Business Must Have Marine Insurance
Every shipment in today’s fast-paced logistics—and especially under Incoterms like FOB or CIF—exposes cargo owners to serious risks such as theft, fire, storm damage, and transit delays, but without marine insurance you are fully accountable for any financial loss, third-party damage, or legal liabilities that may arise. Marine insurance stands as a strategic safeguard, not mere compliance: it can fully reimburse the value of a ₹25 lakh container lost due to water damage, cov

Charvi Ramgiri
Jul 22 min read


What Is the Marine Insurance Act, 1963 – And Why It Still Matters Today?
India’s Marine Insurance Act, 1963, in effect since 1 August 1963, forms the legal backbone of marine insurance in India, adapting the UK’s 1906 Act to local needs. It establishes core principles such as utmost good faith, mandating full disclosure of material facts; insurable interest, requiring a genuine stake in the insured vessel or cargo at the time of loss; indemnity, which limits compensation to actual loss without profit; proximate cause, focusing on the immediate rea

Charvi Ramgiri
Jul 12 min read
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